Loans and Credit Services
Small and Medium Enterprise Loan
Loan designed for funding of small and medium sized enterprises.Agricultural Loans
Agricultural loans are mainly loan extended for farming purposes.Home Loans
This loan includes purchase of lot, house and lot, condo units or the like. It can also be used for major renovation and/or additional improvements to the existing house/unit.Chattel Mortgage
A loan to purchase a new passenger car and secured by chattel mortgage on the same car.
Pension Loan
Teacher’s Loan
Loan Application Form
Checklist of Requirements
Secured with REM
- TCT/OCT - free from lien and encumberences.
- Certified xerox copy of the original on file with the ROD.
- Certificate Authorizing Registration (CAR) - for titles registered on year 2002 and beyond.
- Location Map/Sketch with vicinity map.
- Latest Tax Declaration (OHA) - Lot
- Latest Tax Declaration (OHA) - Improvements eg., House, Bldg., et al.
- Real Estate Clearance/Receipt (Amilyar)
- Picture of the property offered as collateral - at least two(2) copies taken on two(2) angles, colored.
- Picture of borrower/s - 2x2 taken recently, signed at the back.
- Tax Identification Number (TIN).
- Residence Certificate.
- Latest Income Tax Returns (ITR) - duly recived and stamped by the BIR.
- Audited Financial Statements - to be updated annually (long term loan) loans amounting to 200k above.
- Cash Flow Analysis.
- Certificate of employment with compensation - Employee.
- Last 3 Month’s of Pay Slip.
- Contract of employment with compensation - OFW.
- Fire Insurance.
- Life Insurance.
- Marriage Contract - for spouses.
- 2 Valid ID with Picture - for verification.
